Darren sat with myself and our family to discuss our farming operation and the direction we wanted to go. His knowledge was very helpful in our final decision making.

I lost my job and was looking at buying into a couple of businesses that i was interested in. After going through the numbers we decided not to proceed and it ended up being the right decision. Thanks Darren.

As we were doing our succession planning with our business Darren Knew very well of the outcome of not taking the time to go through things step be step.

We had heard about Darren from a fellow friend so we gave him a call and we met and hit it off, He was so relatable to our situation, it was the right call to make

Darren was referred to us when we were having some Financial issues with our business. His advice helped us scale back and it turned out to be more profitable at the end. He said sometimes the simplest changes are the biggest.

Darren was referred to us. We wanted to deal with someone that new the big picture of our operation.... It was funny when we found out he was an Auctioneer & appraiser for over 20 years. We headed out to the shed and showed him our equipment we had for sale. He knew all about things and even helped us sell a couple of the pieces of equipment supper big help.

Darren & Joem came out to our farm just to meet and discuss things. After they left we didn't have to chat much if they were right for us. We called them back and they helped us protect our family farm with a very affordable plan so all our children were happy.

In 2016 we lost our jobs and we tried to find new ones but it was tough. After a couple years bills had piled up considerably even though my husband had found a job we were still going backwards. We fought hard but finally had to reach out to someone that was trusted, knowledgeable and also kept things confidential and worked with us to help us get back on track. We were both embarrassed of our situation but Darren made us feel like things were going to be ok and he was there to help us all the way. He…

Darren & Joem changed our lives and we Love them.

When I was earning hefty income, Joem, was so persistent to minimize my taxes. She did a thorough FI “financial investigation”, she said every penny has a name, has a purpose. With her assistance I was able to minimize my taxes by investing in my personal retirement plan. When I lost my job, I had an emergency funds and able to maintain my lifestyle as well as my family’s lifestyle.

Our plan of having a home in 2 years became a 4-month plan. Joem and her team helped me, and my family avail the Home Buyers Plan. Also, with her strategy on consolidating our mortgage and high paying interest credit cards into one. Our “drakula debt”, Joem’s terminology on debt that has high interest rates were eliminated, now we only have one debt – our mortgage, we can save for emergency, for retirement, kids education and for fun.

I was stressed on my debts; nasty collection agents been phoning not only on my personal phone but on my work as well. I was so embarrassed of the call since it was manager who will be able to answer the call, she even one time told me to deal it with. A friend told me to approach, Joem, she said Joem assist many people in their finances, true enough when I phoned Joem, I don’t feel any judgment. Joem point me to the right experts and now I am debt free.

I am a stay home mom while my husband work as a mechanic. With one income earner, it is hard for us to travel and let alone save for our retirement. Joem did a FI and Joem showed us her 2 famous steps (minimize taxes and the tax refund for fun) Wow! Every year, pre-covid, our family has been travelling to Disneyland, New York, etc.

I am new to the country, and someone offered me this Universal Insurance, I am paying $200 per month in an insurance. I was even told that in 20 years I will not be paying this insurance, I can withdraw the investment and my money will be earning 18% interest rate. Since I was struggling with the payment, A friend told me to see Joem for second opinion. Joem did a FI “Financial Investigation” she discussed with me my policy and to my surprised what the insurance agent told me was a lie since in my payment schedule I will…

Joem educates financial in a fun way, she calls it Fun-nancial. She has all this visual aides to help me understand the difference between TFSA versus RRSP and the many types of insurance.

Currently dealing with Darren, I must say he’s the most knowledgeable and caring person I’ve dealt with in a long time. Really goes above and beyond when he’s working for you. I highly recommend if you’re looking for any kind of insurance, that you go see this man. Nothing but good stuff from this place.